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LowArizonaRates.com makes searching for cheap Arizona auto insurance rates easy. Simply fill in your zipcode on the graphic below and hit the go button. You'll receive up to four quotes from competing agents who want to help you save money on your insurance rates.

Auto insurance is mandatory in the state of Arizona. If you fail to meet the financial responsibilities of operating a motor vehicle in the state, the court will impose a minimum penalty of five hundred dollars for the first violation and suspend your driver license, registration and license plates of the motor vehicle involved for three months. A second violation within thirty-six months the penalty increases to seven hundred fifty dollars and the suspension of the driver license, registration and license plates increases to six months. For three or more violations in a thirty-six months, the penalty increases to a minimum of one thousand dollars and the suspension of your driver license, registration and license plates increases to one year.

Arizona state law requires a minimum coverage of $15,000 of Bodily Injury Liability per person up to a total of $30,000 for all persons injured in any one accident and $10,000 of Property Damage Liability. This basic level of coverage is often referred to as 15/30/10 coverage. While these are the state required minimum coverage amounts, this coverage level is probably not sufficient to fully protect you from financial loss or liability if you are at fault in an accident. If you do not have adequate coverage, the law allows an accident victim to take any assets that you may have in order to cover the costs of their damages. Having additional coverage, in excess of the state minimums, could protect you and your assets in the event of a serious accident. The insurance industry, most consumer groups and most agents typically recommend a minimum of $100,000 of bodily injury protection per person and $300,000 per accident.

Our customers come from Phoenix, Tucson, Mesa, Glendale, Chandler, Scottsdale, Gilbert, Tempe, Peoria, AZ and other great cities in The Copper State to find cheap life insurance and other coverage from top rated insurance companies. Our Arizona insurance agent and broker referral network can help you compare rates with ease.